Banking and asset management

Chapter 0 – Technical pre-requisites

Chapter 1 - Classic bank intermediation activities and overview of banks’ balance sheets: Main funding sources of banks; Main types of assets of banks (with a special focus on the types of credits and the techniques of banking)

Chapter 2 – Other activities commonly performed by financial institutions: Asset management; Capital markets & investment banking; Payment systems and custody

Chapter 3 – Main components of banks’ income statement

Chapter 4 - Overview of the main risks and capital adequacy: Credit risk; Interest rate risk; Liquidity risk; Market risk; Operational risk; Solvency requirements; Internal models

Chapter 5 - Regulatory requirements and banking supervision: Overview of main regulatory requirements as per Basel / CRR-CRDIV, following the financial and sovereign crises of 2007-2012; Banking supervision in practice

Chapter 6 – Selected indicators

Chapter 7 – Sustainable finance, an introduction

This course aims at introducing students to:- The principles and techniques of banking and bank management- The main activities of banks (with a focus on retail and commercial banks) and asset management companies, essentially from a business perspective;- The fundamentals of the analysis of banks’ financial statements, P&L and KPIs- The main types of risks banks are exposed to and best practices for their sound measurement and management; - The main regulatory and supervisory constraints in which banks operate, and the influence of the financial and sovereign crises over 2007-2012 in the policy making. An introduction to the main sustainable finance regulations impacting banks and financial market participants is also provided.

Lectures and supervised exercises.

Contribution au profil d'enseignement

This course is expected to contribute to the Intended Learning Outcomes of the Master in Business Economics in the following areas:1/ Subject-specific knowledge - Thorough and critical understanding of fundamental economic concepts and models as they apply to decisions made by individuals, firms and policy-makers - Thorough and critical understanding of the working, benefits and limits of markets, as well as regulatory approaches and their limitations - Knowledge of key macro and sector-specific facts and economic trends and their drivers - Thorough knowledge of corporate financial techniques, reporting standards and practices - Knowledge of the key mechanisms of economic governance, at the European and national levels2/ Subject-specific skills- Take the perspectives and incentives of different stakeholders into account to ensure accurate problem analysis and effective implementation of projects or decisions3/ Key (transferrable) skills- Develop an independent approach to learning and show adaptability to new environments - Implement a scientific approach to knowledge and reasoning- Display critical thinking - Demonstrate analytical rigor and work ethics

Références, bibliographie et lectures recommandées

The following books are recommended (but not mandatory)- Boudghene Y. , De Keuleneer E. (2016), Pratiques et Techniques Bancaires, Larcier- Bessis, Joël, 2015, Risk Management in Banking, 4th edition, Wiley.- Kohn, Meir, 2004, Financial Institutions and Markets, 2nd edition, Oxford University Press.Several readings and case studies will also be provided

Support(s) de cours

• Université virtuelle

Contacts

yassine.boudghene.stambouli@ulb.be
griselda.deelstra@ulb.be
 

Campus

Solbosch

Méthode(s) d'évaluation

• Examen écrit

Examen écrit

Langue(s) d'évaluation

• anglais